Category Archives: self help

Trying to get your head around tax? Our top titles to make tax time a breeze

Yikes! It’s that time of year, the 30th of June is looming and Australians everywhere are scrambling to get their documents together…but we have a few titles that can help you approach tax time in a cool, calm and collected manner…and a few more to help you get in better shape for next year.

The Australian Tax Handbook by Robert Deutch

Okay, so this one may not end up on your Christmas Wish List but it will help you if you are tackling your tax solo or if you’re an accountant. Covering the full spectrum of income tax law and related taxes this book features clear overviews, concise explanations and worked examples to make the tax system easier to understand and apply in practice. The Australian Tax Handbook 2017 highlights all the important changes over the last 12 months.

 

 

 

101 Ways to Save Money On Your Tax Legally by Adrian Raftery

This insightful guide sheds light on how you can increase your tax return by maximising your deductions. This practical guide explores how individual, family, property, education, employment, small business, investment property, shares, superannuation, medical expenses, levies, and other deductions can be leveraged to ensure that you receive the tax return you deserve, and that you do not overpay the government. You’ll also get advice regarding tax-effective investments, tax planning, and the best way to go about finding a great accountant.

 

 

 

 

The Barefoot Investor by Scott Pape

There’s a reason that this book has been on our most clicked list for most of the year…it’s seriously good. There is a growing number of people all over the country pulling out an orange debit card with ‘Splurge’ scrawled on it in black sharpie…and they are all excited – you’ll have to read it to find out why. This book claims to be the only money guide you’ll ever need. That’s a bold claim, given there are already thousands of finance books on the shelves. So what makes this one different? Well, you won’t be overwhelmed with a bunch of ‘tips’ … or a strict budget (that you won’t follow). You’ll get a step-by-step formula: open this account, then do this; call this person, and say this; invest money here, and not there. All with a glass of wine in your hand. This book will show you how to create an entire financial plan that is so simple you can sketch it on the back of a serviette … and you’ll be able to manage your money in 10 minutes a week. This book is full of stories from everyday Aussies — single people, young families, empty nesters, retirees — who have applied the simple steps in this book and achieved amazing, life-changing results.

 

And if it’s all too late this year, here’s a few titles that will help for next year…

 

 

The 4-Hour Work Week: Escape the 9-5, Live Anywhere and Join the New Rich by Timothy Ferriss

Whether your dream is escaping the rat race, experiencing high-end world travel, earning a monthly five figure income with zero management, or just living more and working less, this book is the blueprint. This new updated and expanded edition includes more than 50 practical tips and case studies from readers (including families) who have doubled their income, overcome common sticking points, and reinvented themselves using the original book as a starting point, real world templates you can copy for eliminating email, negotiating with bosses and clients, how lifestyle design principles can be suited to unpredictable economic times and the latest tools and tricks, as well as high-tech shortcuts, for living like a diplomat or millionaire without being either.

 

 

You Are A Badass At Making Money by Jen Sincero

This is the book you need if you’ve spent too much time watching money land in your bank account and then roll through your fingers. Jen Sincero went from living in a converted garage to traveling the world in 5-star luxury in a matter of years, and knows all too well the layers of B**S*** one can get wrapped up in around money, as well as what it takes to dig your way out. In this funny, fascinating and practical book she goes in-depth on how powerful our thoughts are and how our bank accounts are mirrors for our beliefs about money. Dinero combines laugh out loud comedy with life changing concepts, all boiled down into manageable, bite-sized tips so that you can put them into practice and get life changing results.

 

 

Broke Millennial by Erin Lowry

27-year-old personal finance expert Erin Lowry is the cash savvy friend every 20- and 30-something needs. Instead of complicated tax strategies and jargon filled debt advice, her hilarious, easy-to-understand guide is the perfect way for financial management newbies to get their money in order or elevate their personal finance know-how. Broke Millennial includes essential lessons in tricky money matters to take you from in debt and overwhelmed to informed and financially empowered, such as managing student loan and credit card debts, budgeting and reaching financial benchmarks, negotiating an entry level salary, splitting the bill with cash strapped friends and navigating financial issues in serious relationships. Broke Millennial is a fresh roadmap to financial literacy for a new generation.

 

Enjoy!

Thinking of Starting a Business? Our top 5 books to get you on your way

Starting your own business is an exciting time. But before you start, save yourself some time and money by being aware of what’s involved in running a business. Operating a small business is not just about working for yourself or working from home, it is also about having the necessary management skills, industry expertise, technical skills, finance, and of course a long-term vision to grow and succeed. Do yourself a favour and set some time aside to do a little research about business  – it’s key to turning your dreams into reality.

Here are our Top 5 books to help you get ahead of your competition.

The Power of Broke by Daymond John

Daymond John has been practicing the power of broke ever since he started selling his home-sewn t-shirts on the streets of Queens. With no funding and a $40 budget, Daymond had to come up with out-of-the box ways to promote his products. Luckily, desperation breeds innovation, and so he hatched an idea for a creative campaign that eventually launched the FUBU brand into a $6 billion dollar global phenomenon.  But it might not have happened if he hadn’t started out broke with nothing but a heart full of hope and a ferocious drive to succeed by any means possible.

In this book, this Shark Tank star shows that broke can actually be your greatest competitive advantage as an entrepreneur. Why?  Because starting a business from broke forces you to think more creatively. It forces you to use your resources more efficiently. It forces you to connect with your customers more authentically, and market your ideas more imaginatively. It forces you to be true to yourself, stay laser focused on your goals, and come up with those innovative solutions required to make a meaningful mark.

 

The Subtle Art of Not Giving a F*ck by Mark Manson

In his wildly popular Internet blog, Manson doesn’t sugarcoat or equivocate. He tells it like it is a dose of raw, refreshing, honest truth that is sorely lacking today. The Subtle Art of Not Giving a F**k is his antidote to the coddling, let’s-all-feel-good mindset that has infected modern society and spoiled a generation, rewarding them with gold medals just for showing up. Manson makes the argument, backed both by academic research that improving our lives hinges not on our ability to turn lemons into lemonade, but on learning to stomach lemons better. Human beings are flawed and limited “not everybody can be extraordinary, there are winners and losers in society, and some of it is not fair or your fault.” Manson advises us to get to know our limitations and accept them. Once we embrace our fears, faults, and uncertainties, once we stop running and avoiding and start confronting painful truths, we can begin to find the courage, perseverance, honesty, responsibility, curiosity, and forgiveness we seek. There are only so many things we can give a f**k about so we need to figure out which ones really matter. The Subtle Art of Not Giving a F**k is a refreshing slap for a generation to help them lead contented, grounded lives.

 

The Founder’s Dilemmas by Noam Wasserman

Often downplayed in the excitement of starting up a new business venture is one of the most important decisions entrepreneurs will face: should they go it alone, or bring in cofounders, hires, and investors to help build the business? More than just financial rewards are at stake. Friendships and relationships can suffer. Bad decisions at the inception of a promising venture lay the foundations for its eventual ruin. The Founder’s Dilemmas is the first book to examine the early decisions by entrepreneurs that can make or break a startup and its team.

Drawing on a decade of research, Noam Wasserman reveals the common pitfalls founders face and how to avoid them. He looks at whether it is a good idea to cofound with friends or relatives, how and when to split the equity within the founding team, and how to recognize when a successful founder-CEO should exit or be fired. Wasserman explains how to anticipate, avoid, or recover from disastrous mistakes that can splinter a founding team, strip founders of control, and leave founders without a financial payoff for their hard work and innovative ideas. He highlights the need at each step to strike a careful balance between controlling the startup and attracting the best resources to grow it, and demonstrates why the easy short-term choice is often the most perilous in the long term.

 

 

The $100 Startup by Chris Guillebeau

As it turns out, you don’t have to be a trust-fund baby, on the hook for a business loan, or just plain old lucky to start your very own enterprise. Guillebeau gives rousing examples of somewhat accidental entrepreneurs making success out of strife, opportunity, and circumstances mostly by turning a passion or hobby into something that can be profitable. He doesn’t necessarily encourage every knitter to open a craft store, but he does promote creative thinking about how you can leverage a natural talent or long-loved activity into a business model.

 

 

 

 

 

Get Your Sh*t Together by Sarah Knight

From the author who brought you the bestselling book everyone is talking about, The Life-Changing Magic of Not Giving a F*ck: the no-fks-given, no-holds-barred guide to living your best life. Ever find yourself snowed under at the office or even just glued to the sofa when you really want to get out (for once), get to the gym (at last), and get started on that daunting dream project you’re always putting off? Then it’s time to get your sh*t together. In The Life-Changing Magic of Not Giving a F*ck, ‘anti-guru’ Sarah Knight introduced the joys of mental decluttering. Get Your Sh*t Together takes you one stop further – organising the f*cks you want and need to give to help you quit your day job and move abroad, balance work and fun – and save money while you’re at it – or simply get out of the door for happy hour, every day.

 

If you fancy a little more research before you take the plunge, check out more titles on our Pinterest board for Entrepreneurs.

 

Enjoy!

Our Top 5 Books that will make you happier.

There’s something amazing about opening a book and leaving the real world behind. Reading can bring us to tears, make us stop and think, bring out our anger and make us snort out loud with laughter.

When times are difficult and you just want to escape, the magical world inside a book is always waiting for you. We’ve found 5 of our favourite books that can help you take care of yourself.

The Happiness Project by Gretchen Rubin

Gretchen Rubin had an epiphany one rainy afternoon in the unlikeliest of places: a city bus. “The days are long, but the years are short,” she realised. “Time is passing, and I’m not focusing enough on the things that really matter.” In that moment, she decided to dedicate a year to her happiness project.

In this lively and compelling account Rubin chronicles her adventures during the twelve months she spent test driving the wisdom of the ages, current scientific research, and lessons from popular culture about how to be happier. Among other things, she found that novelty and challenge are powerful sources of happiness that money can help buy happiness, and when spent wisely the outer order contributes to inner calm and that the very smallest of changes can make the biggest difference.

 

The Book of Joy by Dalai Lama and Desmond Tutu

Nobel Peace Prize Laureates His Holiness the Dalai Lama and Archbishop Desmond Tutu have survived more than fifty years of exile and the soul-crushing violence of oppression. Despite their hardships they are two of the most joyful people on the planet. In this book, they look back on their long lives to answer a single burning question: how do we find joy in the face of life’s inevitable suffering? After spending a week together trading intimate stories, teasing each other continually, and sharing their spiritual practices these two global heroes had stared into the abyss and despair of our times and revealed how to live a life brimming with joy. This book offers us a rare opportunity to experience their astonishing and unprecedented week together, from the first embrace to the final goodbye.

 

I’m Judging You by Luvvie Ajayi

With over 500,000 readers a month at her enormously popular blog, AwesomelyLuvvie.com, Luvvie Ajayi has become a go-to source for smart takes on pop culture. I’m Judging You is her debut book of humorous essays that dissects our cultural obsessions and calls out bad behaviour in our increasingly digital, connected lives, from the cultural importance of the newest Shonda Rhimes television drama to serious discussions of race and media representation to what to do about your fool cousin sharing casket pictures from Grandma’s wake on Facebook. With a lighthearted, rapier wit and a unique perspective, I’m Judging You is the handbook the world needs, doling out the hard truths and a road map for bringing some “act right” into our lives, social media, and popular culture.

 

Don’t Sweat the Small Stuff by Richard Carlson PhD

It’s an oldie but a goodie. A book that shows you how to prevent the little things in life driving you crazy. In thoughtful and insightful language, author Richard Carlson reveals ways to calm down in the midst of your hurried, stress-filled life. Learn how to put things in perspective by making the small daily changes he suggests, including advice such as “Think of your problems as potential teachers” and “remember that when you die, your ‘in’ box won’t be empty”. You should also try to live in the present moment, let others have the glory at times, and lower your tolerance to stress. You can write down your most stubborn positions and see if you can soften them, learn to trust your intuitions, and live each day as if it might be your last.

 

Year of Yes by Shonda Rhimes

We’ve showcased this book here but it’s so great we’re sharing it again. In this poignant, hilarious and deeply intimate call to arms, Hollywood’s most powerful woman, the mega-talented creator of Grey’s Anatomy and Scandal and executive producer of How to Get Away with Murder, reveals how saying YES changed her life and how it can change yours too.

 

 

 

 

 

Pop on over to our Pinterest page where we have a huge selection of self help titles.

Enjoy!